Direct Mortgage Counseling can help you lower your monthly mortgage payment, and help you save your home from foreclosure!
About Our Company
Direct Mortgage Counseling was founded with the mission to provide information and assistance to homeowners facing foreclosure or financial hardship. Our mitigators have over 15 years experience of loan modification experience. Most of the information can be found on our corporate website, but of course our Legal Case Managers are also available by phone to analyze your financial situation and work on your behalf on a solution that works best in your own situation.
Anyone can suffer through a personal tragedy, sudden loss of income, or experience health issues. That’s no reason to lose your home or misplace your family. Our goal is not just to help you keep your home, but establish complete peace of mind, so you can get back to an improved lifestyle and you don’t have to be afraid to open up the mail to face collection letters.
Some examples of hardship are:
- Illness
- Loss of Job
- Reduced Income
- Failed Business
- Job Relocation
- Death
- Incarceration
- Divorce
- Marital Separation
- Military Duty
- Medical Bills
- Damage to Property (natural disaster or unnatural)
FOR THE BORROWERS THAT ARE NOT LATE ON THEIR MORTGAGE PAYMENTS:
For the borrowers that are not late on their mortgage payments; you can also qualify for a loan modification, as long as the ratio’s and other factors are meeting the requirements for the modification program.
Many borrowers used to refinance their house by taking on a new loan. In this economy, there is absolutely no refinance available and therefore borrowers are continuing to make high mortgage payments, and if they cannot afford those high mortgage payments anymore; they are facing foreclosure.
By carefully evaluating your options, you could find out that loan modification will also work for you.
Recent Clients / Testimonials
March 3, 2012 |
Countrywide Home Loans Loan Modification Case:
“The property market in U.S has been pretty hard hit. When we applied for refinance, we realized that we owed more than our home was worth and we were upside down. We had an adjustable rate mortgage and were threatened to foreclosure on our home. It was really a tough time for our family and we were confused as what to do next. We were searching on internet to a way out and found Direct Mortgage Counseling. It was such a great relief after speaking to one of...
February 28, 2012 |
American Company Loan Modificatian Case:
“Couple of years ago we weren’t comfortable with an adjustable rate mortgage, but it was the only way that we could purchase the home we desired. l had a mortgage from American Servicing Company and after 2-years it is now coming back to haunt me. Refinancing is not an option for us as the value of my home has gone down so I applied for loan modification with Direct Mortgage Counseling. Soon after I spoke to them l came to know that l can actually get a lower...
February 16, 2012 |
HSBC Loan Modification Case:
“We have 2 mortgages on our home, one with HSBC and one with Countrywide. We modified our 1st loan which is with countrywide but the 2nd one was stiit hurting us. We could not afford our payment which was $800 on a $60,000 loan as the rate was up high at 9% adjustabie. We were 3 months behind on our 2nd mortgage and felt the threat of going under a foreclosure soon. We tried to modify our loan by our self with HSBC however they denied it. We then approached to...
February 7, 2012 |
Bank of America Loan Modification Case
“We were 12 moths (by $84,000) behind on our mortgage and would have lost our home; fortunately we applied for free consultation for a loan modification with Direct Mortgage Counseling. We got a call from them and after the conversation we had we felt relaxed as we could. They fixed our adjustable 9.25% to 6.50% for 15 years. We are back on path and are not burdened with the stress of foreclosure. We would like to thank their team and David for such a great...
February 2, 2012 |
Wells Fargo Loan Modification Case :
“l had been living in my home since I am born so I am emotionally attached with it. l lost my job and was unemployed for 9 months and was in fear of foreclosure of my home. One of my friends advised to apply for loan modification and referred DirectMortgageCounseling.org for the same. The 8 payments that I was behind are now waived off and I am back current on my payments with a reduced mortgage payment that I can afford. This is a great help and I can afford my...